From The Blog

Buy Now, Pay Later: What Affirm, Klarna, and Afterpay Actually Cost

Buy Now, Pay Later: What Affirm, Klarna, and Afterpay Actually Cost by Holly Morphew financialimpact.com You’ve seen it at checkout: “4 interest-free payments of $37.50.” The price on the screen

7 Forms of Wealth That Have Nothing to Do With Money

7 Forms of Wealth That Have Nothing to Do With Money By Holly Morphew Financial Impact What does wealth really mean? Most of us have been conditioned to answer that

How to Have Effective Money Conversations at Home

Discover your money language and money personality for financial harmony in your relationship. Whether we know it or not, we are in a relationship with our money. Our beliefs about

2025 Personal Finance Year in Review: Key Money Trends, Inflation, and What Comes Next

Each year, respected financial educator and fellow AFC® Barbara O’Neill curates a comprehensive look at what actually happened in personal finance — beyond headlines and sound bites. Drawing from a decade of OneOp

Mindful Holiday Spending

Mindful Holiday Spending: 3 Guidelines to Enjoy the Season Without Financial Stress The holidays are meant to be joyful, connective, and meaningful—yet for many people, they quietly become one of

Ridiculous Fees You’re Probably Paying—And How to Stop the Madness

Americans pay billions, yes billions, of dollars in junk fees every year. As a financial coach, I often see clients losing hundreds, sometimes thousands, of dollars each year to unnecessary

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