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From The Blog

Buy Now, Pay Later: What Affirm, Klarna, and Afterpay Actually Cost

Buy Now, Pay Later: What Affirm, Klarna, and Afterpay Actually Cost by Holly Morphew financialimpact.com You’ve seen it at checkout: “4 interest-free payments of $37.50.” The price on the screen

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wealth water women

7 Forms of Wealth That Have Nothing to Do With Money

7 Forms of Wealth That Have Nothing to Do With Money By Holly Morphew Financial Impact What does wealth really mean? Most of us have been conditioned to answer that

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How to Have Effective Money Conversations at Home

Discover your money language and money personality for financial harmony in your relationship. Whether we know it or not, we are in a relationship with our money. Our beliefs about

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2025 Personal Finance Year in Review: Key Money Trends, Inflation, and What Comes Next

Each year, respected financial educator and fellow AFC® Barbara O’Neill curates a comprehensive look at what actually happened in personal finance — beyond headlines and sound bites. Drawing from a decade of OneOp

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Mindful Holiday Spending

Mindful Holiday Spending: 3 Guidelines to Enjoy the Season Without Financial Stress The holidays are meant to be joyful, connective, and meaningful—yet for many people, they quietly become one of

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Financial Coaching

Ridiculous Fees You’re Probably Paying—And How to Stop the Madness

Americans pay billions, yes billions, of dollars in junk fees every year. As a financial coach, I often see clients losing hundreds, sometimes thousands, of dollars each year to unnecessary

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